The views contained herein are those of The Rice Partnership, LLC, and should not be taken as financial advice or a recommendation to buy or sell any security. Any forecasts, figures, or opinions or investment techniques and strategies described are intended for informational purposes only. They are based on certain assumptions and current market conditions and are subject to change without prior notice. This material does not take into account the particular investment objectives, financial situations, or needs of individual investors and should not be relied upon to evaluate the merits of investing in any security. Investors should ensure that they obtain all current available information before making any investment. Investors should also make an independent assessment of the relevant legal, regulatory, tax, credit, and accounting considerations and determine, together with their own professional advisers, if investing is suitable to their personal financial goals. Past performance is not indicative of future results.

The Rice Partnership, LLC, is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about The Rice Partnership, LLC, including our investment strategies, fees, and objectives can be found in our ADV Part 2, which is available upon request.